Prospective Cardholders Must Meet the Minimum Deposit Requirementīefore you can apply for the Credit Builder card, you must receive a single qualifying direct deposit of $200 or more to your Chime Checking Account*. Banking services provided by The Bancorp Bank, N.A.
Chime is a financial technology company, not a bank. Cardholders must make a deposit to the secured card to set a credit limit and then they can make everyday purchases. The Secured Chime Credit Builder Visa® Credit Card advertises a path to build a healthy credit history-a similar claim other secured cards share. Chime is a nontraditional technology company offering access to basic services like checking, savings and credit accounts.
